Bank Officer Scam

The scammers attempt to obtain your private, sensitive information (such as usernames, passwords, PIN, credit card details, and sometimes money) by pretending to be from your bank or other financial institution, a company you regularly do business with, or from your social networking site. They may do this via email, web page, text message or phone call. The scammers will give you some reason why they need this information, and then use the details to access your account. Frequently the reason used is that there is a problem with your account, and in order to increase the chances of a response, the message may imply a sense of urgency or an immediate risk to your bank account or credit card if you fail to answer.